Tuition & Fees

Your financial situation, just like your calling to ministry, is unique.

It deserves personal attention from the team at Southern Evangelical Seminary who are equipped to help you sort out the best way to pay for your education. As you consider seminary, Bible college, or graduate studies, we welcome your questions about tuition, financial aid, scholarships, payment plans, or whatever is on your mind.

Our admission counselors are here to help you. Review the core information on this page, and then get in touch with one of our admission counselors. They will listen to your priorities and needs, answer questions, and outline the best options for you as you apply and pursue training for evangelism and the defense of the historic Christian faith.

The Value of an Education at Southern Evangelical Seminary

By now we hope you’ve already discerned what sets SES apart from other seminary options. 

  • It’s our powerful integration of evangelical theology, classical philosophy, and apologetics. 
  • It’s the way we’ve been leading practitioners of remote learning for years as we have built a unique digital campus experience for students across the country. 
  • It’s the deep community and support we foster and protect between students, faculty, and ministry partners. 

These are all reasons why students like you choose SES, but we’re confident that you’ll discover what our alumni will tell you: the true value of an education at SES is greater even than the sum of these parts. Your evangelism and apologetics work in our culture and the world will have an eternal weight and significance, and we believe your education for that work should, as well.

Here’s something that might surprise you:

SES provides a truly outstanding academic experience that equips men and women for ministry at one of the lowest tuition rates you’ll find anywhere.

Before we take a closer look at the remarkable affordability of our degrees, let’s address some of the things our admissions team hears most often from prospective students.

The Three Most Common Financial Aid Questions Students Have

From the very beginning, one of the foundational commitments at SES has been encouraging our students to graduate without debt. There are many burdens you will face in ministry, and we don’t want staggering loan payments to be one of them. 

The reality is that some of our students can’t afford to pay for tuition as they go and do end up taking out private loans or securing some assistance to pay for their degree. However, SES is firmly committed to not accepting FAFSA applications or federal loans. We are committed to teaching what’s true and biblically sound at SES and our stance on federal loans minimizes governmental oversight and interference in our academic curriculum. 

Some students elect to take a little longer to complete their degree so they can pay as they go. For students where that truly isn’t possible, we can help you understand your best options for securing affordable private loans with low-interest rates. That last part is so critical. Even though our degrees cost significantly less than comparable institutions, the interest you could pay on loans over the course of repayment can be significant. 

Once again, this is a highly personalized aspect of how we come alongside, serve, and support our students. We’ve made all kinds of plans for all kinds of financial scenarios. And the reality is this: if God is calling you to ministry, God is also planning to provide for your education and equipment to do that work. Let’s have a conversation about your situation.

Yes, we do have scholarship money that’s available for students. We accept applications for those scholarships throughout the year. They will typically cover either the full cost of one course or half the cost of one course. In addition, we offer tuition discounts to qualifying students affiliated with one of our many ministry partners. Contact Admissions for more details.

Not only do we offer them, but this has become one of the most valuable logistical supports we offer our students. In recent years, we recognized and have responded to the changing financial needs of prospective students like you. 

What we want you to know is that we are committed to working with you and your financial realities to make a plan for your education and tuition payments. We’re flexible, thoroughly committed to a gracious approach and posture in these matters, and don’t want finances to feel like a barrier to you getting the training and degree you need for ministry and evangelism.

How Does SES’s Tuition Rate Compare With Other Schools?

The quality of our curriculum and academic rigor at SES are exceptionally high. We promise — and deliver — one of the best seminary educations possible. And, in the wide sea of seminary choices, we’ve been set apart from the very beginning because of our threefold focus on theology, philosophy, and apologetics that inform every class you’ll take.

With standards and degree offerings of this caliber, prospective students are often shocked to see how our tuition rate compares with the very few institutions in our class:


  • Liberty University - $615
  • Biola University - $667
  • Houston Baptist - $585

Current Tuition & Fees Information


  • * See additional fees below


  • * See additional fees below


  • * See additional fees below

  • Application Fee - $50 (Doctoral - $60)
  • Technology & Service Fee - $250 p/semester
  • Books not included

Reinstatement Fee

A Reinstatement Fee of $25 applies to students who have officially withdrawn from studies for more than one year, and wish to be reinstated.

Graduation Fee

A Graduation Fee of $50 must accompany any Candidacy for a Degree form. This fee is non-refundable and is required before a student will be presented as a degree candidate.

Late Fee

A Late Fee of $25 will be assessed per month for any delinquent account.

Semester OnCampus/Streaming/Online courses:

A full refund of tuition will be issued if you withdraw within the first week of classes. Courses dropped before the end of the second week receive a 50% tuition refund. Courses dropped before the end of the third week receive a 25% tuition refund. After the end of the third week no refunds will be offered.

Module On-Campus/Streaming courses:

A full refund for modules will be issued if you withdraw within the first 4 hours of the class. After that you will be issued a 50% refund until 8 hours of the class has gone by. After 8 hours of class time no refunds will be offered.

As you can see, our tuition at SES is a remarkable value compared with other seminary options, but if you take a closer look at the total for extra fees at most schools, the value at SES is even more dramatic.

Interested in auditing a course?

That is also an option for $200 per course. Contact our admissions team for more details: send us an email or call (704) 847-5600 x216.

Take the Next Step in Your Education and Equipment for Ministry Today

We’re convinced that you won’t find a higher quality option for seminary or the apologetics training we offer with a more affordable price or flexible payment options. Take the next step in answering the call to ministry or furthering your education today and begin the application process. You can get started in minutes and we are here to help you if you have questions.

Do you have questions about tuition or a financial plan for your degree? Our admissions counselors would love to hear what’s on your mind, understand your priorities, answer your questions, or help you consider the best options for your situation. Email Admissions or call (704) 847-5600 x216.

Are you a current student?

Do you have questions about a tuition refund, graduation fees, or other financial issues? Contact Student Accounts: [email protected] or call (704) 847-5600 x216